Home Purchase Mortgage (HPM)

The HFC Home Purchase Mortgage is designed to assist individuals and companies
to purchase residential properties for their own use or for investment purposes. 

       

  Resident Ghanaians Non-Resident Ghanaians (NRG)
Maximum Loan Subject to customer's credit profile  Subject to customer's credit profile
Minimum Down Payment 20% 20%
Maximum Term 20 years 20 years
Process Fee 1.5% of proposed loan USD250 /GBP150
Facility Fee Nil 1% of proposed loan
Legal Fee
(Towards registration of legal documentation)
1% of property price for stamp duty on the Title, 0.5% of loan
amount for stamp duty on Mortgage Deed and GH¢1,500.00
towards registration on the title.
1% of property price for stamp duty on the Title, 0.5% of loan
amount for stamp duty on Mortgage Deed and GH¢1,500.00
towards registration on the title.