HFC Premium Savers Account

Product targets individuals  who are high net worth investors

Eligibility

  • Applicant must be 18 years and above
  • Applicant must meet KYC requirements
Features
  • Minimum account operating balance shall not be less than GHS1,000.00
  • Up to 80% of account balance can be granted as loans to account holders
  • Customers have access to hassle free loans at preferential interest rates
  • Customers with existing loans will be considered for top ups within acceptable Debt service ratio
  • No processing and facility fee for loan applications
  • Tiered Deposit interest rate minimum of 5%, maximum 14% to be applied on average monthly balance & applied quarterly
  • Interest to be calculated daily but applied quarterly
Benefits
  • Hassle free savings
  • Interest bearing  Current Account
  • Discount on HFC mortgage service fees
  • Easy access to funds
  • Free FastNet services
  • Priority to any HFC corporate event for customers
  • Free initial cheque book
  • Personalized Premiere Cheque Books
Requirements
  • 3 passport-sized photographs
  • Completed Account opening forms
  • A completed signature card
  • A utility bill to support KYC forms
  • Any form of identification card (passport, driver's License, voter ID card, National identification and National Health Insurance)