HFC Personal Loans

It is an installment loan made by the Bank to an individual for varied purposes but not for business.

Target Customers
  • Customers of the Bank
  • Investors in HFC Managed Funds
  • HFC mortgagors and past mortgagors whose title documents are in the custody of the Bank
  • Individuals with minimum net salary of GH¢ 100.00
  • Consumer durables, furniture, land purchase, school fees, rent advance, medical bills and holiday.
  • The loan is not for speculative purpose such as; starting a business or speculating on the stock market.
Minimum Loan Amount GH¢ 500.00  
Maximum Loan  Amount GH¢ 15,000.00  
Term Max - 24 months  
Interest rate Prevailing lending rate  
Repayment Plan Monthly installments
Standing orders to debit current account