HFC Brainy Child Account

Product targets parents and guardians of all children across the country.


  • Age of  Saver is from 1 day to 18 years.
  • Trusted adult must meet KYC requirements
  • Account to be operated as a trust account
  • Initial account opening amount of GHS50
  • Maintain a minimum balance of GHS500 to earn daily interest
  • No withdrawal on account for 1 year initial account opening
  • After one year, one (1) withdrawal per quarter will be allowed on the account
  • Free Bank draft to pay school fees
  • Free standing orders from any HFC account to your Brainy Child account
  • Special discount vouchers formHFC - Partner book vendors
  • Instant Gift for the child when the account is opened and funded
  • Account balance can be used as a collateral for an overdraft/loan to pay child's school fees
  • 3 passport-size photoraphs
  • Completed Account openeing forms
  • A completed signature card
  • A utility bill to support KYC forms
  • Any form of identification card (passport, driver's license, voter ID card, National Identification and National Health Insurance)