HFC 55 Plus Account

Product targets all Ghanaians (55 years & above)


  • Applicant must be 55 years and above
  • Applicant must meet KYC requirements
  • Account is interest bearing
  • Account holders to be issued cheque books
  • Initial account opening amount of GHS 50.00
  • No minimum operating balance
  • No COT
  • Tiered interest rate max of 8% applied on daily average balance but applied quarterly
  • Minimum monthly balance of GHS1,000 must be held to earn interest
  • Free HFC Bank ATM Card
  • Free 24/7 access to FastNet services
  • Free admission to all HFC Bank co-sponsored programs
  • Free cheque book request
  • Free standing orders / transfers(internal)
  • Priority service at any HFC banking hall or service center
  • 3 passport-sized photographs
  • Completed Account opening forms
  • A completed signature card
  • A utility bill to support KYC forms
  • Any form of identification card (passport, driver's License, voter ID card, National identification and National Health Insurance)