HFC Smartsave Account

Product targets individual regular savers

Eligibility

  • Existing and potential non-customers
  • Applicant must be 18 years and must meet minimum KYC requirements
Features
  • Account to be operated as a savings account
  • Initial account opening amount shall not be less than GHS50
  • Minimum account opening shall not be less than GHS50
  • Maintain a balance of GHS1,000 to earn interest
  • Tiered interest rate max. of 5% (applied on average daily balance credited quarterly
Benefits
  • Interest - Tiered rating scale
  • Minimum monthly balance of GHS1,000 must be held to earn interest
  • Tiered interest rate max. of 5% (applied on average daily balance credited quarterly
Requirements
  • 3 passport-sized photographs
  • Completed Account opening forms
  • A completed signature card
  • A utility bill to support KYC forms
  • Any form of identification card (passport, driver's License, voter ID card, National identification and National Health Insurance)